ZN Audiology Can Check Your Health Insurance Coverage
Have you ever tried to navigate through page after page of the legal jargon of a health insurance policy? If so, you know that trying to identify qualifying criteria, deductibles, out-of-pocket expenses, riders, limitations of coverage, level of benefits, etc. can be overwhelming.
Consequently, it’s no surprise that one of the common questions we hear almost every day is “Does my health insurance cover hearing aids?”
Unfortunately, there’s no standard answer to that question, which is why ZN Audiology has an insurance specialist on our hearing care team. Along with checking to see if you are covered for hearing aids and hearing care services by your health policy, our insurance specialist will make sure you get all the benefits you’re entitled to under the terms provided by your insurance company.
Frequently Asked Questions about Insurance Coverage for Hearing Aids
How do I determine if my insurance plan covers hearing exams and treatments?
Private health insurance companies sometimes provide coverage for hearing tests and hearing aids. However, the amount of coverage available is often limited and the extent of coverage varies between insurance providers and policies.
Which devices, accessories, and services may not be covered by my insurance policy?
Devices, accessories, and services not usually covered by most health insurance policies include:
- Tinnitus maskers
- Group screenings (like a health fair)
- Batteries for your hearing aids and earmold replacement
- Assistive listening devices (FM system, FM system accessories, pocket talkers, etc.)
- Extra or “back-up” hearing aid(s)
- Non-electronic hearing aids, battery chargers, and disposable hearing aids
Who has permission to bill my insurance company for hearing aids and hearing care services?
Licensed otologists, otolaryngologists, audiologists, and hearing instrument dispensers employed by outpatient hospitals and clinics must be certified by your insurance company in order to bill for services.
Are the costs of hearing aids and hearing care services tax-deductible?
The Internal Revenue Service (IRS) lists hearing aids and hearing aid batteries among the medical devices that can be deducted from your taxes, as are diagnostic tests and visits to your audiologist to obtain and/or maintain the device.
Which devices, accessories, and services may be covered by my insurance?
Most insurance policies only provide benefits that address your specific hearing needs, such as services related to selection, dispensing, fitting, repairs, and checkups.
What are the eligibility criteria for being covered for hearing aids by my insurance?
The eligibility requirements for hearing aids and hearing care services covered by insurance companies typically include:
- Individuals 20 years of age or younger receive services under any medical assistance program
- A licensed otologist, otolaryngologist (ENT), or audiologist must submit a certified audiogram, sound field speech audiometry, or equivalent documentation from accepted testing methods
- A licensed audiologist, ENT doctor, or otologist must also submit written documentation of the need for hearing aids along with test results
- Patients have six months to purchase and be fitted with hearing aids after the date of recommendation for coverage to be accepted
Are hearing tests for children covered by my insurance?
We’ll Help You Get the Most Out of Your Insurance
Instead of going through the frustration of navigating the fine print of your insurance policy to determine the eligibility requirements, deductible amounts, extents/limits of coverage, and other related health insurance coverage questions, allow our insurance specialist to do the heavy lifting for you, saving you the time and frustration.
Our insurance specialist has plenty of experience sorting through insurance jargon, knows exactly where and how to find the answers you need, and knows which questions to ask to make sure you’re covered by your policy and get all the benefits you’re entitled to.
We accept all major health insurance providers, such as:
If you do not find yours or have any questions regarding your specific coverage and audiology care needs, please contact us! We will do our best to answer your questions and will help you determine if you need to direct any questions to your insurance company’s helpline.
By allowing us to answer your insurance coverage questions before your initial consultation, you and your audiologist can focus on finding the best solutions for your hearing health.
Check My Insurance Coverage
Hearing aids could be the best solution to your hearing challenges. If they are, then ZN Audiology is committed to doing everything we can to make sure you’re able to get them.
The insurance specialist on our team is here to help you with your questions about insurance coverage and ensure that you receive all the financial assistance available from your health insurance policy. To have our insurance specialist check your insurance coverage for you, just submit the adjacent form, and we’ll get back to you with what we find out.